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So how do we teach kids about money? A link has been sent to your friend’s email address. A link has been posted to your Facebook feed. Piggy banks are slowly becoming things of the past, as we shift toward digital apps and services to hold our money.

Doug Anderson discovered his kids’ interest in money started with the tooth fairy. They start learning a little bit about money because they start to accumulate some,” said Anderson, who owns a business media company based in Washington, D. 6 months to 9 years, including a 5-year-old who just lost a tooth. The tooth fairy still largely operates in dimes, quarters or even dollars. But soon, given the lack of cash parents cart around, could it start to pay by Venmo? Americans indicated they don’t make purchases using cash during a typical week.

And that’s made teaching children about the value of money, from how to count and pay with it, to how to save it, a particularly 21st century challenge. Neale Godfrey, of the Children’s Financial Network, a company she founded in 1989 to help teach kids and parents about money. Our kids will look back on bills and coins as relics. Fifty years ago, the ATM was a novelty.